If you’ve held an annuity for a long time, it may be tied to rates that no longer reflect today’s market. Newer annuity designs often provide enhanced features, improved income options, and greater flexibility. Even if you don’t already own an annuity, an Annuity Audit can help you compare today’s options and find the right fit for your goals.
Reviewing your existing annuity is simple. Here’s exactly how our instant comparison tool works.
Simply enter your annuity details into our calculator for an instant comparison, upload your latest annuity statement, or connect with one of our expert advisors who will walk you through the process step by step. We’ll use this information to review your annuity and identify potential opportunities for improvement.
We analyze your current annuity against today’s most competitive products so you can see exactly how much additional income may be available through an exchange.
See your current annuity payments compared to what you could receive after an exchange. We clearly show the difference in monthly income and total retirement income.
Should you choose to move forward, we manage the entire paperwork process. Funds transfer directly between insurance companies, helping avoid unnecessary taxes or complications.
Annuities you purchased years ago were based on the rates and options available at that time, which may not be very competitive today. New annuity products can offer better features and potentially higher income, helping you keep more money in your pocket each year.
Repositioned from an outdated 3% growth cap to a modern participation rate design, effectively increasing the potential for higher future income payouts without increasing market risk.
Identified high-fee internal subaccounts and updated the structure to a low-cost guaranteed lifetime withdrawal benefit (GLWB), prioritizing long-term principal protection.
Integrated modern “care-focused” riders, including a nursing home waiver and an improved death benefit protection for heirs, which were not available in the original 2015 contract.
